Addressing the goal of a higher rate of home ownership, the mortgage industry as a whole has made several additional offerings in the past two years to serve an important segment of the population, those with the desire to purchase a home without a down payment.

With that in mind, 1888649Bank has many programs available to serve those consumers seeking a 100% financing program or “no down payment” loan. We have compiled numerous 100% programs and have succeeded in creating the most comprehensive offering of loan products.

100% financing does not mean higher rates. In fact, if you have good credit, you are still eligible for the same “A paper” rates that go along with most conventional loan programs.

Given the fact that there is a higher exposure of risk from lenders in the process of granting this type of loan, higher standards of credit history is needed. Your credit score must be no less than 580, if it is, other options are available to you.

• Conforming Loans
• Non-Conforming Loans
• FHA/VA Loans
• Subprime Loans
• Jumbo Loans
• Home Construction Loans
• Home Equity Loans
• 100% Financing Loans
• Refinancing Loans
• Also check out Credit Score