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- Conforming Loans
- Conforming loans have terms and conditions that follow the guidelines set forth by Fannie Mae and Freddie Mac ...
- Non-Conforming Loans
- However, unlike the so-called "conforming loans" available for U.S. residents, which rely heavily on the borrower's credit score and other automated ...
- FHA/VA Loans
- The Department of Housing and Urban Development (HUD) is the federal agency responsible for national policy and programs that address America's housing needs ...
- Subprime Loans
- Sometimes refered to as B/C Loan. It is basicaly a loan for less than perfect credit, self employed, not able to verify income etc ...
- Jumbo Loans
- This is considered a nonconforming loan because it exceeds the loan limit set by Fannie Mae and Freddie Mac, the two publicly chartered corporations that buy mortgage loans ...
- Home Construction Loans
- These loans help people who want to build homes, rather than buy existing ones. They typically feature a two-step borrowing process ...
- Home Equity Loans
- There are two types of home equity loans: term, or closed-end loans, and lines of credit ...
- 100% Financing Loans
- Addressing the goal of a higher rate of home ownership, the mortgage industry as a whole has made several additional offerings in the past two years ...
- Refinancing Loans
- If you're dazzled by new low interest rates and dream of reducing your monthly mortgage payments, if you foresee a major expense, or if you simply want to pay down credit card debts ...
- Credit Score
- Ever wonder how a creditor decides whether to grant you credit? For years, creditors have been using credit scoring systems to determine if you'd be a good risk for credit cards and auto ...
Definitions of the above terms may be found in our
Glossary
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